Terms and Privacy

TERMS - Website Terms of Use


NOTICE PLEASE READ THE FOLLOWING TERMS AND CONDITIONS BELOW. BY USING AND ACCESSING THIS SITE AND ANY OF IT’S PAGES THEREOF, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, IMMEDIATELY DISCONNECT FROM, AND DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.
USE OF INFORMATION AND MATERIALS

The information and materials that are contained in these pages, including terms, conditions, and descriptions that appear, are subject to change without notice. Unauthorized use of All Home Lending’s web site and systems including but not limited to unauthorized entry into All Home Lending’s Mortgage’s systems, any misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by All Home Lending, Inc.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE”. ALL HOME LENDING DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL ALL HOME LENDING BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY,OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF ALL HOME LENDING, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

SUBMISSIONS

All information submitted to All Home Lending via this site shall be deemed and remain the property of All Home Lending, and All Home Lending shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides All Home Lending through this site. All Home Lending shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the All Home Lending entity having the direct customer relationship or as otherwise specifically agreed or required by law.

AVAILABILITY

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY ALL HOME LENDING TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.


Additional Terms
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.


Governing Law
Use of this site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of California.


 

PRIVACY

All Home Lending, Inc., (hereinafter referred to as “AHL”) operates the Website(s) and subdomains of AllHomeLending.com (“Website(s)”). We respect the privacy of each user of the Website(s) (referred to as “you” or a “user”). This Privacy Policy gives you specific information about how we protect privacy, how we treat information we collect on the Website(s) that identifies an individual user (“Personal Information”), and how we use aggregated information.

BY REGISTERING FOR OR USING THE WEBSITE(S), YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU ARE NOT AUTHORIZED AND CANNOT USE THE WEBSITE(S). We reserve the right to modify this Policy at any time by posting a notice on the Website(s)’s home page. Your use of the Website(s) after the date of the last modification listed at the beginning of this Privacy Policy indicates to us that you agree to the changes.

Location of Servers and Transfer of Information to the United States
The Website(s) is hosted by servers in the United States. If you are located outside of the United States, your Personal Information will be transferred to the United States. By submitting your Personal Information, you consent to its transfer to the United States and to its storage, processing and use there in accordance with this Privacy Policy.

Scope of this Privacy Policy
This Privacy Policy applies to your use of this Website(s) only. We do not own, operate or control the Website(s)s of third parties. Accordingly, this Statement does not apply to such parties’ Website(s) or their respective collection, use, storage and disclosure of your Personal Information.

1. Collection and Use of Your Personal Information
We collect Personal Information from you only when you voluntarily submit it in order to obtain certain information, including without limitation (A) requests to find out more about our programs; (B) requests to contact us; and (C) requests to forward your information to one of our affiliates.
We honor all “do not track” requests and settings. If you use any signal(s) or other mechanism(s) that provides you the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third-party Website(s) or online services, we will not attempt to override such signals or mechanisms, nor will we track your use of any such signal or mechanism. When you use our Website(s), no other parties can collect personally identifiable information about your online activities over time and across different Website(s). Your choice is indicated by your settings in your web browser. A “do not track” indication sent from your web browser will result in any tracking activity (i.e., tracking cookies) within the Website(s) to be programmatically disabled.

Contacting Us
If you contact us, we collect Personal Information, which is retained or referred to the appropriate department for research and a response. The information we collect is not used in any other way.

2. Collection of Non-Personal Information
Even if you do not send us any Personal Information, we may collect information about how you use our Website(s) (“Non-Personal Information”). This information cannot be used to identify you personally and is explained in more detail below under “Non-Personal Information”.

Cookies
A cookie is a small data file, often including an anonymous unique identifier that is sent from a websites computer and is stored on your computer’s hard drive. Use of cookies is common on the Internet. A website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser permits a website to access only the cookies it has already sent to you, not the cookies sent to you by other websites. You can configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. (Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.) You can reset your browser to refuse all cookies or indicate when a cookie is being sent. But if you refuse cookies, some parts of our Website(s) may not function properly and may not provide services or information you have requested.

Non-Personal Information
Like many websites, we obtain Non-Personal Information such as IP (internet protocol) addresses, browser types, the name of your ISP (internet service provider), information about where a user comes from before arriving at our Website(s), what pages a user visits, the order of those pages, and the amount of time spent on each. A vendor performs this service for us by sending a cookie to gather this information, compile it, and report to us. We use Non-Personal Information to customize the advertising and content you see, improve our services, conduct research, and provide anonymous aggregated reporting for internal audits and third-parties.

Opting Out of Third-Party Ad Servers
If you want to prevent a third-party ad server from sending and reading cookies on your computer, currently you must visit each ad network’s websites individually and opt out (if they offer this capability).

3. Use of Information
We use the Personal Information and the Non-Personal Information we collect on the Website(s) (A) to answer your questions or address your inquiries, and (B) for analytical purposes to help us improve the Website(s) and for our business generally.

In order to provide efficient and reliable services and to improve product and service options available to you, one or more of AHL’s affiliates may be given, or given access to, your Personal Information. When so sharing your Personal Information, we adhere to applicable legal and industry standards regarding the protection of personal information.

You should know that neither AHL nor its affiliates will sell your Personal Information.

4. Sharing Your Information
We do not rent, sell, or share with third parties the Personal Information we collect from you on this Website(s) except (i) to provide information or services that you have requested, (ii) with your permission, or (iii) under the following circumstances:
Third party vendors we engage to provide services on our behalf, such as hosting, website development, and support, have access to Personal Information, but they have agreed not to disclose the Personal Information or to use it for any purpose other than providing the requested services.

There may arise special circumstances where it is necessary for us to disclose and use Personal Information and Non-Personal Information, such as: to enforce this Privacy Policy or any other part of our Terms of Use; to protect our property or rights; to protect the safety of anyone; to investigate, prevent, or take action regarding illegal or improper activities; to carry out a merger or consolidation with another entity, a sale or transfer of some or all of our assets, or any similar transaction; or for other reasons we determine in good faith are necessary, appropriate, or required by law, such as when we respond to subpoenas, court orders, or other legal or administrative process.

This Website(s) contains links to affiliate websites. When you click on those links, you will go to an affiliate website where you will be subject to that websites Privacy Policy and we encourage you to read that policy statement. Please be aware that we are not responsible for the privacy practices of those other websites and we expressly disclaim any liability for their actions, including actions relating to the use and disclosure of Personal Information by those third parties. We remind you to be aware of when you leave our website and enter an affiliate web website and again encourage you to read the Privacy Policy on any website that collects your Personal Information.

5. Security
Our hosting services maintain their systems in accordance with reasonable industry standards to reasonably secure the information of its customers. However, no data transmission over the Internet can be guaranteed to be 100% secure. “Perfect security” does not exist on the Internet, and you use the Website(s) at your own risk.

6. Correction/Updating Personal Information
If your Personal Information changes or if you no longer wish to use the Website(s), you may correct, delete or update your Personal Information by writing to us at:
All Home Lending, Inc.
10 Plaza Square Suite 200,​ Orange CA 92866Or Fax to (714) 670-1233

7. Children

This Website(s) is not directed to children under the age of 13 (“Children”), and we do not knowingly collect any information, including Personal Information, from Children.

8. California Privacy Rights
Under California law, California residents have the right to request in writing from businesses with whom they have an established business relationship, (1) a list of the categories of personal information, such as name, address, e-mail address, and the type of services provided to the customer, that a business has disclosed to third parties (including affiliates that are separate legal entities) during the immediately preceding calendar year for the third parties’ direct marketing purposes and (2) the names and addresses of all such third parties.

To request the above information please contact us by writing to:
All Home Lending, Inc.
10 Plaza Square Suite 200
Orange, CA 92866
Or Fax to (714) 670-1233

We will respond to such requests within 30 days of receipt. Please note that we are only required to respond to each customer once per calendar year.

9. Comments and Questions
If you have any questions or concerns about this Privacy Policy, please contact us by postal mail at:

All Home Lending, Inc.
10 Plaza Square Suite 200
Orange, CA 92866
Or Fax to (714) 670-1233
If you would prefer to contact us by phone, please call (800) 872-5363.

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